FORECLOSURE MODIFICATION PROGRAM ENDING SOON! ACT NOW TO TRY AND SAVE YOUR HOME!

Get foreclosure assistance flyer.

If you or someone you know is facing foreclosure, the time to act is now.  The HAMP program (Home Affordable Modification Program) is set to come to an end at the end of this year, 2016.  

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If makes fraudulent transfers after a judgment is issued, does that make the debt nondischargeable in bankruptcy?

Money Transfer in Garnishment

Fraudulent transfers and preference payments are some of the more regularly litigated matters within a bankruptcy case.  A fraudulent transfer generally refers to a transfer of assets made by a debtor with the intent to hinder, delay or defraud the creditor.  A preference generally occurs when a debtor pays one creditor more than that creditor […]

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Tax Debt is Discharged in Bankruptcy because IRS May Have Lost Tax Return!

Tax debts are one of those tricky things in bankruptcy where if everything wasn’t done right, then the debt doesn’t get discharged.  The debtor has to file any missed returns.  There are time periods that have to be cleared.  Each tax year has to be considered on its own.  In a very interesting case, a […]

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Must a debtor reaffirm a secured debt to avoid foreclosure and eviction?

A person's hand embracing a blue ball with a house within, reaffirming their sense of belonging.

The intersection between foreclosure and bankruptcy is pretty heavy.  Over the last ten years, as people have resorted to bankruptcy to try and save their houses from foreclosure, plenty of interesting questions have arisen.  Most commonly, if someone wanted to keep real property that they were losing in foreclosure, they would try to obtain a […]

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An Airline Pilot Tries to Get His Student Loans Discharge . . . and Loses

Two pilots navigating the plane cockpit while discussing student loan discharge.

Student loans are a hot topic in the bankruptcy world right now.  With reports indicating that student loan debt has reached staggering numbers, and is hampering graduates’ abilities to get started with life and to build wealth, its not at all surprising.  There seems to be some discussion about student loan relief legislation (more than just […]

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A Federal Appeals Court Ruling That Companies Can Fire Employees for Having Dreadlocks was Appropriate

The Court of Appeals for the Eleventh Circuit recently issued a 3-0 decision affirming a dismissal of a complaint which alleged that, Chastity Jones, a black woman, was discriminated against, when she had a job offer rescinded because she refused to cut or change her dreadlocks, under the Civil Rights Act (42 USC Sec. 2000e, […]

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Debtor Gets Student Loans Discharged in Bankruptcy Case!

[huge_it_video_player id=”9″] In a prior post, I reviewed a case where a husband and wife couple in Arkansas had a bankruptcy court decide that their student loans are NOT dischargeable based on the totality of their circumstances.  In this post, we’ll take a look at a case where a bankruptcy court in Arkansas conducted a similar […]

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Discharge of Student Loans DENIED in Arkansas

A person navigating through a library filled with books to research for a student loan.

[huge_it_video_player id=”8″] Ahhh, yes.  For those of us that incurred student loans, what we would do to get rid of them.  For many, the steady and constant monthly payment is a strain on your ability to live, your ability to try and purchase vehicles or real estate, and sometimes even has an adverse effect on […]

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