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Can You File Bankruptcy to Stop Wage Garnishments? Understanding Wage Garnishment Laws To Protect Your Earnings

Stop wage garnishments with a gavel and a piece of paper.

Often when I talk to people about bankruptcy, people look at filing for bankruptcy as an option of last resort. People often call about filing for bankruptcy when there are things like foreclosure or a repossession. Can you file bankruptcy to stop wage garnishments?

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How Chapter 13 Bankruptcy Works in Queens

A cell phone, calculator and budget papers on top of a desk.

Bankruptcy cases fall under the Bankruptcy Code, 11 U. S. C. Section 101, et seq.  This is federal law.  Notwithstanding, state and local laws intertwine with each and every bankruptcy case.  Additionally, there are several differences between chapter 7 bankruptcy versus chapter 13 bankruptcy.  In this article, we will take a look at how chapter […]

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How Chapter 7 Bankruptcy Works in Queens and Brooklyn

Two business people sitting at a table looking at a laptop.

Bankruptcy cases fall under the Bankruptcy Code, 11 U. S. C. Section 101, et seq.  This is federal law.  Notwithstanding, state and local laws intertwine with each and every bankruptcy case.  With that said, many people call and ask, how does chapter 7 bankruptcy work if you’re in Queens or Brooklyn.

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How much does it cost to file bankruptcy?

A dollar bill fragment displayed on a wooden table, representing the financial impact of bankruptcy.

When you’re dealing with debt, you may feel that you’re in tough and lonely place.  Debt takes a heavy toll on people – on their mental health, their physical health, their emotional and spiritual health.  Fortunately, bankruptcy is an option for many people.  So if that’s you, one of the first questions you may have […]

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When you have debt, what to do: Debt Consolidation vs Bankruptcy

A man performing laptop tasks at a workstation.

If money is tight for you, and you’re struggling with your debt, you may be looking to take action.  Bankruptcy, it seems, is the “last resort” for people (which I don’t think it should be – bankruptcy can be used strategically).  You see commercials for debt consolidation programs that offer low monthly payments to get […]

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I received a wage garnishment. Can filing for Bankruptcy help?

Money Transfer in Garnishment

You get home and check your mail when you notice a discreet envelope from a marshal’s office that says “Personal and Confidential.” You open it up and you see, in big letters at the top of the letter, “GARNISHMENT.” In a few weeks, you notice that your paycheck is smaller. You notice a new deduction: […]

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Can I discharge a credit card debt that was incurred to pay taxes?

A hand gripping a credit card symbolizing mounting debt.

As the tax return season is in full swing, many people have already filed their returns and, unfortunately, may owe the IRS or state taxing agency.  While there are usually options available to pay taxes, many people don’t want to deal with an on-going debt.  If you already had an eye towards filing for bankruptcy, […]

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Bankruptcy Gets a Little Tougher for Debtors Trying to Get a Vehicle Back

A semi truck driving down a road with mountains in the background.

Many people file for bankruptcy because they may have defaulted on their car loan.  Often in such cases, the creditor threatens immediate repossession, and the debtor files a case to either stop the repo, or to get the vehicle back.  A recent case out of a federal appeals court may have made this situation a […]

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