What To Do If You Received a Collection Letter from Enterprise Recovery Systems
Understanding Enterprise Recovery Systems (ERS) Enterprise Recovery Systems (ERS) operates as a debt collection agency primarily focusing on student loan debt recovery. Established in 1988 and now functioning under the name Alltran Education, Inc., ERS has built a reputation within the higher education sector for its specialized services in collecting defaulted student loans. The Role […]
KEEP READING . . .When Your Wages Are Being Garnished: Understanding Your Rights and Responsibilities
When you hear that your wages are being garnished, it means that money will be taken out of your paycheck before you get it. This can happen for several reasons like unpaid taxes, voluntary wage assignments, consumer debts, or credit card debt. It’s important to understand that this action is not taken without legal grounds, […]
KEEP READING . . .Will Bankruptcy Affect My Job? Exploring the Impacts
Filing for bankruptcy, whether it’s under Chapter 7 bankruptcy or deciding to proceed with bankruptcy relief under a Chapter 13 plan, might have you worried about your current employment status. Sometimes, debt consolidation or debt settlement isn’t possible, necessitating the person file bankruptcy. Since filing for bankruptcy protection is a matter of public record, many […]
KEEP READING . . .The (Surprisingly Common) Top Causes of Bankruptcy
In the post-COVID years, news reports flood our feeds describing an alarming rise in consumer debt and defaults in credit. There are about 33,100 average monthly searches on Google for the term debt relief. This means that people are facing a financial problem, and highlights the need to better understand the reasons driving individuals and […]
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