How to File for Bankruptcy for Free: A Guide to Getting Your Financial Fresh Start!
Debt can be complicated and difficult to manage, but understanding bankruptcy can offer a way out. It’s important to know how this financial tool works if you’re looking for a solution to your overwhelming debt. Bankruptcy is a legal process that allows you to either eliminate or restructure your debts, giving you an opportunity to […]
KEEP READING . . .Will Bankruptcy Affect My Job? Exploring the Impacts
Filing for bankruptcy, whether it’s under Chapter 7 bankruptcy or deciding to proceed with bankruptcy relief under a Chapter 13 plan, might have you worried about your current employment status. Sometimes, debt consolidation or debt settlement isn’t possible, necessitating the person file bankruptcy. Since filing for bankruptcy protection is a matter of public record, many […]
KEEP READING . . .The (Surprisingly Common) Top Causes of Bankruptcy
In the post-COVID years, news reports flood our feeds describing an alarming rise in consumer debt and defaults in credit. There are about 33,100 average monthly searches on Google for the term debt relief. This means that people are facing a financial problem, and highlights the need to better understand the reasons driving individuals and […]
KEEP READING . . .Figuring Out the Best Bankruptcy for Credit Card Debt
In many conversations I’ve had with people wanting to know more about filing chapter 7 or chapter 13, it really requires taking a step back, figuring out what’s going on, and thinking about how bankruptcy works. One type of bankruptcy may be the best fit in one situation, but not the best fit in another […]
KEEP READING . . .Bankruptcy How Often Can You File: Understanding Eligibility, and Impact on Your Financial Fresh Start
The bankruptcy process allows individuals or businesses to eliminate some or all of their debts under the power of the bankruptcy discharge. A bankruptcy filing will have a significant impact on your credit score and financial future, and as a result, it is important to understand how often you can file bankruptcy and the impact […]
KEEP READING . . .Can I get a car loan after chapter 7 bankruptcy?
For many people that file bankruptcy, one of their most valuable assets is their car. Not just because of the cost and value of a car, but also because it’s how they get around, get to work, get their children to daycare or school. Some people have been unable to get a car because of […]
KEEP READING . . .Is Filing Bankruptcy Bad?
In almost all of the conversations I have with people about bankruptcy, the overriding sentiment is that the bankruptcy process is a bad and embarrassing thing, and should only be an option when someone has hit rockbottom. When you speak with people who have obtained their bankruptcy discharge, they are likely to share that the […]
KEEP READING . . .Will Filing Bankruptcy Stop a Civil Lawsuit?
A civil lawsuit is a legal brought against an individual or entity by another individual or entity seeking compensation for damages or losses. If you are facing a civil lawsuit, you may be asking if filing for bankruptcy can help you stop it. In this article, we will explore how filing bankruptcy can halt a […]
KEEP READING . . .