Often when I talk to people about bankruptcy, people look at filing for bankruptcy as an option of last resort. People often call about filing for bankruptcy when there are things like foreclosure or a repossession. Can you file bankruptcy to stop wage garnishments?
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If you’re struggling to pay your debts, filing for bankruptcy may be one of the best tools available to you. But not everyone qualifies for Chapter 7. The rules about means testing for Chapter 7 bankruptcy are one of the controls of who can wipe out qualifying debt in a straight Chapter 7 case and […]
KEEP READING . . .If you’ve been on your computer looking for a bankruptcy attorney near me, then I invite you to take a break, and get in touch with the Law Office of Richard Kistnen. The office is located in South Ozone Park, NY (Queens near JFK Airport). Even better, though, if you are looking to discuss filing […]
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As the world is slowly navigating its way through the Coronavirus impact, one of the must challenging areas is found in the landlord-tenant space, and people want to know: what happens to back rent after bankruptcy? With millions of people out of work due to the pandemic, lots of people have fallen behind on paying […]
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When many of my eventual clients first meet with me about bankruptcy, they want to know about other options to deal with their debt – they especially ask about debt consolidation vs bankruptcy. Settlement plans. Balance transfers. A popular one is loan consolidation. Unfortunately, all these alternatives leave you doing the same thing over and […]
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When I think of buying a car, I think of it as a fun experience. When you find the car that’s right for you, though, the next step is figuring out how you’re going to pay for it. If you default, though, and the car is repossessed, can you file bankruptcy for a repossessed car?
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Bankruptcy cases fall under the Bankruptcy Code, 11 U. S. C. Section 101, et seq. This is federal law. Notwithstanding, state and local laws intertwine with each and every bankruptcy case. With that said, many people call and ask, how does chapter 7 bankruptcy work if you’re in Queens or Brooklyn.
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When you’re dealing with debt, you may feel that you’re in tough and lonely place. Debt takes a heavy toll on people – on their mental health, their physical health, their emotional and spiritual health. Fortunately, bankruptcy is an option for many people. So if that’s you, one of the first questions you may have […]
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