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Must a debtor reaffirm a secured debt to avoid foreclosure and eviction?

A person's hand embracing a blue ball with a house within, reaffirming their sense of belonging.

The intersection between foreclosure and bankruptcy is pretty heavy.  Over the last ten years, as people have resorted to bankruptcy to try and save their houses from foreclosure, plenty of interesting questions have arisen.  Most commonly, if someone wanted to keep real property that they were losing in foreclosure, they would try to obtain a […]

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Foreclosure Mortgage Servicer to Defend Alleged Violation of FDCPA

An open book with text on it.

[huge_it_video_player id=”5″] A mortgage servicer’s motion to dismiss a consumer protection complaint in Florida was denied.  This case is representative of the behavior many debtors experience after their bankruptcy case is over, especially if they had owned a house that was in foreclosure.  Fortunately, the judge in this case is holding the servicer accountable for […]

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Is Avoiding Payment of Debt ‘Bad Faith’ in a Bankruptcy Case?

A model of a human head is on display in a lobby.

[huge_it_video_player id=”4″] Bankruptcy is a tough space.  People and businesses don’t want to file.  Creditors don’t want debts owed to them discharged.  Notwithstanding, this is the system we have in place.  When a bankruptcy is filed, the laws are designed to balance the fresh start contemplated and desired by a debtor with the rights and interests […]

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