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Means Testing for Chapter 7 Bankruptcy Explained

A calculator sits on top of an open book, indicating calculations for means testing.

If you’re struggling to pay your debts, filing for bankruptcy may be one of the best tools available to you. But not everyone qualifies for Chapter 7. The rules about means testing for Chapter 7 bankruptcy are one of the controls of who can wipe out qualifying debt in a straight Chapter 7 case and […]

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What Paperwork Do I Need to File Chapter 7 Bankruptcy?

A table with a stack of bankruptcy paperwork.

If you’ve been looking into filing for bankruptcy, then you’re probably asking, “what paperwork do I need to file chapter 7 bankruptcy“, whether you’re hiring an attorney, or filing your own case. The first thing that you have to understand is that since bankruptcy cases are so fact-specific, the documents you’ll need for your case […]

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What Does It Mean to File for Bankruptcy?

A stack of money featuring the image of Abraham Lincoln, prompting thoughts on filing for bankruptcy and its origin.

There’s a lot of news surrounding bankruptcy. With the upcoming elections, will student loans be dischargeable in bankruptcy? Other news shows that bankruptcy filings are down in 2020 compared to 2019. Still other articles suggest that people often look at bankruptcy as an option of last resort, and file for bankruptcy when it’s too late. […]

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If you’re searching for a bankruptcy attorney near me, then keep reading!

Queens Bankruptcy Lawyer available.

If you’ve been on your computer looking for a bankruptcy attorney near me, then I invite you to take a break, and get in touch with the Law Office of Richard Kistnen. The office is located in South Ozone Park, NY (Queens near JFK Airport). Even better, though, if you are looking to discuss filing […]

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What happens to back rent after bankruptcy?

brown wooden center table

As the world is slowly navigating its way through the Coronavirus impact, one of the must challenging areas is found in the landlord-tenant space, and people want to know: what happens to back rent after bankruptcy? With millions of people out of work due to the pandemic, lots of people have fallen behind on paying […]

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How to Change a Deed in New York City

A deed of trust and a pen, illustrating the process of changing a deed.

With all that has been going on in the world with Coronavirus, people have been thinking about estate planning more than usual (which is a good thing). I have received many inquiries about how to add a spouse to a deed, so I wanted to share how to change a deed in New York (NYC, […]

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Debt Consolidation vs Bankruptcy: A Comparison

A man weighing debt consolidation options as he leans over a piggy bank full of coins.

When many of my eventual clients first meet with me about bankruptcy, they want to know about other options to deal with their debt – they especially ask about debt consolidation vs bankruptcy. Settlement plans. Balance transfers. A popular one is loan consolidation. Unfortunately, all these alternatives leave you doing the same thing over and […]

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