When Your Wages Are Being Garnished: Understanding Your Rights and Responsibilities
When you hear that your wages are being garnished, it means that money will be taken out of your paycheck before you get it. This can happen for several reasons like unpaid taxes, voluntary wage assignments, consumer debts, or credit card debt. It’s important to understand that this action is not taken without legal grounds, […]
KEEP READING . . .Bankruptcy and Renting: Navigating Housing Options
In 2023 , about 69% of New Yorkers rent their residence in NYC, while the cost to rent jumped to an all-time high as well. If you’re struggling to pay your bills while renting an apartment, many people try to put all their disposable income to paying the rent, which often leads to missing payments […]
KEEP READING . . .Bankruptcy Lien Stripping: A Comprehensive Guide for Debtors
These days, many people find themselves in a chapter 13 bankruptcy to try and stop foreclosure proceedings, especially with respect to the debtor’s principal residence. This may be simple when you have one mortgage holder to deal with, but what happens when you have multiples mortgages or equity lines? Fortunately, the bankruptcy code offers some […]
KEEP READING . . .What is the Chapter 7 Filing Fee in New York City?
Bankruptcy Filing Fees for Chapter 7 If you are considering filing for bankruptcy, one question at the top of your list might be what is the cost of bankruptcy. As you may be aware, there are different types of bankruptcy, and many individuals tend to file either chapter 7 or chapter 13. The good news […]
KEEP READING . . .What are the Chapter 13 Tax Return Requirements and How Do They Impact My Case?
Feeling overwhelmed by debt and unsure how to take back control? You might not know this, but there are different types of bankruptcy, and chapter 13 is one type of bankruptcy available under the bankruptcy code. Chapter 13 bankruptcy, also known as a “wage earners plan,” is designed to assist individuals who have a regular […]
KEEP READING . . .Puedo Hacer Bancarrota Si Soy Ilegal En Los Estados Unidos?
Es bien sabido que millones de personas viven en los Estados Unidos sin estatus legal. Sin embargo, muchos tienen trabajos a los que asisten todos los días, muchos presentan declaraciones de impuestos y muchos tienen tarjetas de crédito y otros tipos de crédito. Así como las personas que tienen un estatus legal pueden experimentar dificultades […]
KEEP READING . . .CHAPTER 7 BANKRUPTCY HOW LONG DOES IT LAST?
When you’re struggling with debt, it may file like there are little to no options available to you. Commercials about for debt settlement programs, but you haven’t been able to make any progress repaying the debt this way. You search online and see lots of ads for debt consolidation loans, but you don’t appear to […]
KEEP READING . . .What Can I Do If My Chapter 13 Payments Are Too High?
Filing bankruptcy under Chapter 13 is not easy. Since the premise of a chapter 13 case is based on repaying some portion of your debt over a three or five-year plan (aka a long time), lots of things can happen in that time to make it challenging to continue making your plan payments. An ex-spouse […]
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