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How Much to Buy a House in NYC (Besides the Purchase Price)?

Image of a real estate closing in a New York City background

2023 was a challenging year for the real estate industry because of the volatility mortgage interest rates resulting in many priced-out buyers.  Many real estate professionals, however, are anticipating a nice rebound in 2024.  With easing of interest rates and a hopeful increase in inventory, real estate market predications are optimistic. That means good news […]

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The Most Essential Chapter 7 Bankruptcy Forms You Need to Complete

Complete Chapter 7 bankruptcy forms.

Chapter 7 bankruptcy, also known as liquidation bankruptcy, is a legal process that allows individuals to obtain a discharge of many types of debt, including unsecured debts such as credit card bills and medical expenses, as well as secured debts such as mortgages or auto loans. In the preamble for the Bankruptcy Code, it mentions […]

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Everything a First-Time Homebuyer Needs to Know About How to Buy a House in NYC

Is your internet browser history filled with searches for “homes for sale” or neighborhood real estate stats?  If so, then you should be aware that there are a few more things besides open houses and downpayment that you want to be aware of in the home buying process. In this article, we will walk you […]

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Bankruptcy How Often Can You File: Understanding Eligibility, and Impact on Your Financial Fresh Start

What is the eligibility and frequency for filing bankruptcy?

The bankruptcy process allows individuals or businesses to eliminate some or all of their debts under the power of the bankruptcy discharge. A bankruptcy filing will have a significant impact on your credit score and financial future, and as a result, it is important to understand how often you can file bankruptcy and the impact […]

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Can I get a car loan after chapter 7 bankruptcy?

Woman Discussing car loan after filing chapter 7 bankruptcy

For many people that file bankruptcy, one of their most valuable assets is their car.  Not just because of the cost and value of a car, but also because it’s how they get around, get to work, get their children to daycare or school.  Some people have been unable to get a car because of […]

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Is Filing Bankruptcy Bad?

A woman reading a document wondering if filing bankruptcy is bad

In almost all of the conversations I have with people about bankruptcy, the overriding sentiment is that the bankruptcy process is a bad and embarrassing thing, and should only be an option when someone has hit rockbottom.  When you speak with people who have obtained their bankruptcy discharge, they are likely to share that the […]

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Will Filing Bankruptcy Stop a Civil Lawsuit?

Man Served with Civil Lawsuit Thinking About Filing Bankruptcy

A civil lawsuit is a legal brought against an individual or entity by another individual or entity seeking compensation for damages or losses. If you are facing a civil lawsuit, you may be asking if filing for bankruptcy can help you stop it. In this article, we will explore how filing bankruptcy can halt a […]

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Hay que hacer bancarrota solo en ingles?

Una mujer que hizo una bancarrota y hablando con el fidelcomisario

Muchas personas en los 5 condados de New York están luchando con deudas, pero nunca han estado dentro de un tribunal. Todavia hay muchas personas en desempleo o ganando menos en salario, y por ellos, su dinero no alcanza ni por la semana.  La bancarrota puede ser una opción para las personas que no pueden […]

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