Es bien sabido que millones de personas viven en los Estados Unidos sin estatus legal. Sin embargo, muchos tienen trabajos a los que asisten todos los días, muchos presentan declaraciones de impuestos y muchos tienen tarjetas de crédito y otros tipos de crédito. Así como las personas que tienen un estatus legal pueden experimentar dificultades […]
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When you’re struggling with debt, it may file like there are little to no options available to you. Commercials about for debt settlement programs, but you haven’t been able to make any progress repaying the debt this way. You search online and see lots of ads for debt consolidation loans, but you don’t appear to […]
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Filing bankruptcy under Chapter 13 is not easy. Since the premise of a chapter 13 case is based on repaying some portion of your debt over a three or five-year plan (aka a long time), lots of things can happen in that time to make it challenging to continue making your plan payments. An ex-spouse […]
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When filing bankruptcy and after getting your discharge, it can feel like it’s going to be impossible to achieve financial wellness, that you’ll never be able to start a small business or buy real estate. Depending on the type of bankruptcy you file, whether Chapter 7 or Chapter 13, this decision can influence your credit […]
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Often, when I meet with people for the first time seeking legal information about filing bankruptcy, many of them say that they are going to stay away from getting a new credit card. However, understanding how to build credit after a bankruptcy case would might change their opinion. To build good credit, you have to […]
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Declararse en bancarrota puede parecer un proceso abrumador, pero entender los pasos básicos puede ayudarle a tomar decisiones informadas. La bancarrota en los Estados Unidos es un proceso legal que permite a las personas o empresas que, despues de pagar sus gastos mensuales, no pueden pagar sus deudas obtener un nuevo comienzo. La decisión de […]
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Filing for bankruptcy, whether it’s under Chapter 7 bankruptcy or deciding to proceed with bankruptcy relief under a Chapter 13 plan, might have you worried about your current employment status. Sometimes, debt consolidation or debt settlement isn’t possible, necessitating the person file bankruptcy. Since filing for bankruptcy protection is a matter of public record, many […]
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La decisión de declararse en bancarrota en los Estados Unidos es compleja y lleva consigo numerosas consideraciones, especialmente para los inmigrantes. Es fundamental entender cómo la bancarrota afecta en inmigracion, a su historial crediticio y la capacidad de cumplir con sus obligaciones financieras. La bancarrota puede ofrecer un alivio temporal, pero las repercusiones a largo […]
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